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The functional responsibilities of the collector in the banking industry

Market Customers of banks, insurance companies, telephone operators, retail chains, any other companies selling goods on credit. The collector can operate in either the bank or insurance company, and represent the interests of the bank on the part of the debt agency (Agency for debt collection) or a law firm, provider of collection services. The value of the dictionary "collector" - a tax collector, debt; collector. Distinguish «soft collection» and «hard collection». Soft collection - recovery of debts at an early stage (30 to 90 days from the date of occurrence of the debt). The collector makes contact with the customer - by phone, by using SMS, letter or e-mail, Recalling the obligation to repay the debts. Hard Collection - debt collection at a later stage (from 90 days). At this stage, before the collector seeks to encourage major debtors to the repayment of a loan before they will be classified as "bad debts." Actions may include both telephone c...

Nine myths about translation profession

Anyone can translate a person who knows a foreign language Yes, at the household level (order dinner, make an appointment with a partner, and so on. P.), Many well do without an interpreter. But work with bulky technical or marketing materials, which requires not only a common understanding of the source of meaning, but also of all the details, as well as a wonderful knowledge of the Russian language remains occupation for professionals. Demand interpreter profession falls On the one hand the number of people who speak a foreign language, it was big enough. But the intensity of international contacts and the associated volume of translated documents is growing much faster. In recent years, significantly increased the volume of translations, both oral and written. Rose and translators army. A huge number of people wishing to obtain linguistic education confirms the high relevance of the profession. In this profession, nothing changed for centuries Workplace transl...

Pharmacist - manager of Pharmacology

Specialist - an expert who thoroughly understands the medications, their use, composition and dosages. Currently, it is the highest category specialist, who works under the supervision of pharmacists, counselors and other staff of pharmacy items. Modern specialist - a sort of manager of pharmacy: in theory it can be engaged in preparing and dispensing, in fact, as a rule, leads the process. Even 15-20 years ago, the pharmacist is mainly finished product. Today, specialists with higher pharmaceutical education slightly different set of tasks. Despite the fact that most of today's pharmacists, as before, working in pharmacies, their duties include not cooking preparations and leave the final dosage forms and advice customers. Large network of pharmacies to provide work for a whole generation of students and graduates of pharmaceutical faculties. graduates rarely linger for "first table" (drug holidays without a prescription) for a long time: the higher pharmaceut...

Professional-quality investment consultant

However, investment consulting deal while only about 10% of the consulting companies. And the people who call themselves investment advisors, general units. What do investment advisors? After analyzing the different definitions, we can say that the investment consultant - a person professionally advises individuals and legal entities on investment and asset management practices. Investment Advisor is responsible for developing investment policy, which then hired its people and leadership. So, the responsibility of the specialist primarily includes analysis of financial assets to determine their investment characteristics and the issuance of recommendations in the field of investment management, portfolio management, financial management t. N. And end-users of the results of professional activity of investment adviser is a potential investor, operating in the financial markets - natural or legal person. From the foregoing it follows that the profession is very closely i...

Secretary - the company card

Phrases that we say The visitor who has entered into the reception office, a lot will tell greetings and manner of your behavior at the meeting. From the first moments it becomes clear who you are: a limited liability company employee, who had not really something you can be considered, or a pro, which is no coincidence entrusted the post closest Assistant boss. So, when the guest comes at the reception, you get up to meet him and start a conversation. In no case do not say, "How can I help you?". Similar phrases more appropriate for staff (waiter, attendant, doorman, etc. N.). First of all, friendly (but not flattering!) Who are you? "Good afternoon, I - Secretary Director, So-and-so." (Name) With these same words to begin the conversation, answering a phone call. Be sure to rehearse what voice, what intonation you utter that phrase. Outstanding American Harvey Mackay manager created from burned-out company corporation facing tens of millions of doll...